has over 30 years of experience serving clients in the financial, retirement and estate planning marketplace. Rick takes pride in his client relationships from the very start. He spends as much time as necessary to understand each client's unique financial situation and philosophies regarding their financial goals and concerns. Prior to his 30 years in the finance industry, Rick worked as a CPA handling planning strategies for Business and Personal Income Taxes, Estate Preservation and Retirement Planning at two accounting firms. This well rounded experience gives him the unique ability to relate to clients and develop customized solutions for specific needs with their financial planning development and implementation. Today he restates this commitment to current and future clients as a member of @Aspen.

is a financial, retirement, business and estate planning strategies firm with offices in Farmington Hills, Troy, Port Huron, Grand Rapids, and Rochester, Michigan. With over 100 years of combined service, we are a recognized leader in the personal and corporate financial services industry. We work by helping both personal and business clients to identify specific financial goals for retirement, business continuity, and estate plans. By using tax advantaged investment strategies, benefit plans, planning tech-niques and investment products, we assist in creating and implementing plans that will help our clients to achieve their long-term objectives.

CA Insurance License Number: 0I96109